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GLP-1 Cost Calculator (Women)

Estimate monthly GLP-1 cost (Wegovy, Zepbound, Ozempic, compounded semaglutide) with or without insurance. Telehealth-specific pricing.

GLP-1 cost varies 10× between branded with insurance vs compounded cash-pay. This calculator estimates monthly cost across the major paths telehealth providers offer.

Estimated monthly cost

$50–$300 /mo(midpoint ~$175)

Medication $25–$200/moClinician $25–$100/mo (copay)

Estimates based on published rates from 41 telehealth providers as of 2026. Verify with your chosen provider before enrolling.

Frequently asked questions

Will insurance cover GLP-1 for weight loss?

Some commercial plans cover Wegovy or Zepbound when BMI is ≥30, or ≥27 with and comorbidity (type 2 diabetes, hypertension, sleep apnea, fatty liver). Medicare currently does not cover GLP-1 for weight loss alone. Check your formulary.

Why is compounded GLP-1 cheaper than branded?

Compounding pharmacies mix the active ingredient in-house, bypassing branded supply costs. The FDA flagged quality concerns in 2024-2025; brands like Form Health and Knownwell explicitly do not prescribe compounded for safety reasons.

Can I use HSA/FSA for cash-pay GLP-1?

Yes if prescribed by and licensed clinician for and documented condition (obesity, type 2 diabetes). Cosmetic-only use is not HSA-eligible.

References

Regulatory + federal

  1. CMS. Medicare Coverage of Hormone Therapy. CMS National Coverage Determination Manual. View source ↗ (accessed 2026-06-01)
  2. FDA. FDA alerts patients and health care providers about potential dosing errors with compounded semaglutide. December 2024. View source ↗ (accessed 2026-06-01)

Vendor / pharmacy data

  1. Kaiser Family Foundation. Employer Health Benefits 2023 Annual Survey. October 2023. View source ↗ (accessed 2026-06-01)
  2. GoodRx Research. The Cost of Hormone Replacement Therapy in 2024. April 2024. View source ↗ (accessed 2026-06-01)