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PCOS Treatment Cost Calculator

Estimate monthly PCOS treatment cost across metformin, spironolactone, inositol, and telehealth providers. Insurance vs cash-pay.

PCOS treatment cost ranges widely based on phenotype-specific medication selection a whether clinician care is bundled. This calculator estimates the major treatment paths.

Estimated monthly cost

$19–$90 /mo(midpoint ~$55)

Medication $4–$30/moClinician $15–$60/mo (copay)

Estimates based on published rates from 41 telehealth providers as of 2026. Verify with your chosen provider before enrolling.

Top providers for PCOS Treatment

  1. Allara9 / 10

    price not published · insurance accepted · HSA/FSA eligible

    Get a quote from Allara *Read review →

  2. Pandia Health8.4 / 10

    ~$25/mo starting · insurance accepted · HSA/FSA eligible

    Get a quote from Pandia Health *Read review →

  3. Curio Wellness PCOS8 / 10

    price not published · insurance accepted · HSA/FSA eligible

    Get a quote from Curio Wellness PCOS *Read review →

Frequently asked questions

Why is PCOS care so expensive without insurance?

PCOS requires multiple specialists (endocrinologist + dietitian + sometimes therapist) plus lab monitoring. Bundled telehealth platforms (Allara, Pollie) make the bundle cheaper than à-la-carte specialist visits, but still cost $99-$300/mo cash-pay.

Does insurance cover PCOS telehealth?

Allara, Tia, and Knownwell are in-network with major commercial plans. Cash-pay platforms (Pollie, Oana) do not bill insurance but are typically cheaper than uninsured rates at insurance-first providers.

Is inositol covered by HSA/FSA?

Yes, when prescribed by a licensed clinician for PCOS. The prescription requirement is what makes it eligible — OTC purchase without prescription is not reimbursable.

References

Regulatory + federal

  1. CMS. Medicare Coverage of Hormone Therapy. CMS National Coverage Determination Manual. View source ↗ (accessed 2026-06-01)
  2. FDA. FDA alerts patients and health care providers about potential dosing errors with compounded semaglutide. December 2024. View source ↗ (accessed 2026-06-01)

Vendor / pharmacy data

  1. Kaiser Family Foundation. Employer Health Benefits 2023 Annual Survey. October 2023. View source ↗ (accessed 2026-06-01)
  2. GoodRx Research. The Cost of Hormone Replacement Therapy in 2024. April 2024. View source ↗ (accessed 2026-06-01)