Editorial reviews. Affiliate fees from some providers don't affect rankings. Disclosure
Insurance Coverage
BCBS plans vary by state. Most commercial plans cover HRT with standard copay. GLP-1 requires PA + documented obesity/diabetes diagnosis.
Aetna covers HRT broadly. GLP-1 for weight requires PA + BMI ≥30 (or ≥27 + comorbidity).
Cigna requires PA for most GLP-1 for weight. Spironolactone covered. Inositol typically not covered (supplement).
UHC covers branded HRT. Compounded estradiol coverage varies by plan tier. GLP-1 PA with step therapy.
Kaiser typically uses in-house formulary. GLP-1 + HRT often available during in-network providers with no PA.
Humana Medicare Advantage plans don't cover GLP-1 for weight (Medicare statutory exclusion). Commercial plans require PA.